Rates and Insurance

Rates

Initial evaluation with therapist (first session) – $130

Psychotherapy 50-60 minutes – $130

Insurance

At this time, I am currently in-network with: Aetna, Cigna and UnitedHealthcare only.

However, depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

Some helpful questions to ask your insurance carrier are: 

• Do I have behavioral health insurance benefits?

• What is my deductible and has it been met?

• How many sessions per year does my health insurance cover?

• Do I have a co-pay per session?

• Is approval required from my primary care physician?

• What are my out-of-network benefits and what is my out-of-network deductible?

• Can I request an out of network single case agreement?

If you have a PPO insurance plan, I am able to provide invoices/superbills of your sessions that can be submitted to your insurance for reimbursement. 

Payment

I accept cash, check and all major credit cards as forms of payment.

Good Faith Estimate for Health Care Services 

Under the No Surprises Act, health care providers need to give clients or patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services.

• This Good Faith Estimate shows the costs of items and services that are reasonably expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created. 

• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes (under the law/when applicable) related costs like medical tests, prescription drugs, equipment, and hospital fees.

• The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur. If this happens, federal law allows you to dispute (appeal) the bill. 

• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • You may contact the health care provider or facility listed to let them know the billed charges are higher than the Good Faith Estimate. You can ask them to update the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available. 

  • You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill. 

  • There is a $25 fee to use the dispute process. If the agency reviewing your dispute agrees with you, you will have to pay the price on this Good Faith Estimate. If the agency disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount. 

• Make sure your health care provider gives you a Good Faith Estimate within the following timeframes:

  • If the service is scheduled at least three business days before the appointment date, no later than one business day after the date of scheduling;

  • If the service is scheduled at least 10 business days before the appointment date, no later than three business days after the date of scheduling; or

  • If the uninsured or self-pay patient requests a good faith estimate (without scheduling the service), no later than three business days after the date of the request. A new good faith estimate must be provided, within the specified timeframes if the patient reschedules the requested item or service.

• To learn more and get a form to start the process, go to www.cms.gov/nosurprises or call 800-985-3059. For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises or call 800-985-3059. Keep a copy of this Good Faith Estimate in a safe place or take pictures of it. You may need it if you are billed a higher amount.

Policies

Cancellation Policy:

Appointments are made to reserve a specific time for you, therefore, a minimum of 24 hours notice is required for canceling or rescheduling an appointment. If you do not show up for your scheduled appointment and you have not notified me with at least 24 hours in advance, you will be required to pay the full cost of the sessions. The FULL fee will be charged for appointments that are missed, canceled or rescheduled without 24 hours notice. 

Legal:

I do not participate in court sessions or legal affairs and I will discuss relevant legal matters at the onset of therapy so we can plan the best course of treatment for you and your family.

Confidentiality & Privacy Policy

The law protects the relationship between a client and psychotherapy and information cannot be disclosed without written permission.

Exceptions include:

Suspected child abuse, dependent adult or elder abuse for which I am required by law to report this to the appropriate authorities immediately. 

If a client is threatening serious bodily harm to another person/s, I must notify the police and inform the intended victim.

If a client intends to harm himself or herself, I will make every effort to enlist their cooperation in ensuring their safety. If they do not cooperate, I will take further measures without their permission that are provided to me by law in order to ensure their safety.